This week (20-24 September) is Income Protection Awareness Week, a chance to spread the message about the importance of having an income safety net. Although insurance might not be many people’s idea of fun, failing to consider how you will be protected in the event of lost income can cause devastating financial effects. Income protection […]
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For Pension Awareness Week (13-17 September), a survey conducted by the Pensions and Lifetime Savings Association (PLSA)1 has found that almost half of non-retirees (46%) don’t know how much they will receive when they retire. The research also found that a majority of the public (78%) don’t know that the full State Pension is currently […]
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A recent Upper Tribunal case has raised questions about HMRC’s approach to collecting tax on child benefit. Child benefit tax, or the High-Income Child Benefit Charge (HICBC) to use its legal name, has a chequered history. The HICBC was introduced in January 2013 as a mechanism for clawing back child benefit from high-income couples, whether […]
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This is the second in our series of blogs in which we investigate the value of financial advice. In the first blog we asked the question, ‘What does a financial adviser do?’ and concluded that there is often a mismatch in the perception of what an adviser does and the reality of our role. You […]
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This is the first of a series of blogs where we investigate the value of professional financial advice, and we start by asking ‘What does a financial adviser do?’ This may sound like a basic question with an obvious answer, but we have found that people’s perception of financial advice is often very different to […]
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Several weeks ago, we revealed that Sandringham Financial Partners had been listed as a Top Rated Firm by specialist review site VouchedFor. It has been so rewarding to know that we have been providing the support our clients have most needed during a very difficult year. As the largest firm to be awarded this accolade […]
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Positive signs for the property market There’s no doubt that 2020 was a difficult year and 2021 is likely to have its own set of challenges. However, with the vaccine programme giving us hope and the property market booming, there are signs of better times to come. Recent data1 shows that overall mortgage availability rose by […]
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We are delighted to announce that for the second year running Sandringham has been awarded the prestigious Top Rated Large Firm Award by specialist review site, VouchedFor. The VouchedFor award is based on ‘an exemplary commitment to transparency and consistent delivery of excellent client outcomes.’ It is even more rewarding to receive such an accolade […]
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UK economy poised for recovery Although the latest gross domestic product (GDP) statistics revealed the UK suffered a record slump in 2020, there are now growing hopes the economy is on the cusp of recovery. Figures published by the Office for National Statistics (ONS), showed the UK endured a record fall in output last year […]
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The average deposit paid by first-time homebuyers jumped by £10,000 in 2020. When the pandemic took hold in the first half of last year, it looked as if the housing market was headed for a fall, if not something more dramatic. There were problems about viewing properties, arranging surveys, organising removals – you name it, […]
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We all know about making (and breaking!) resolutions at this time of year. While we’re waiting for the green shoots of spring to emerge, why not use the time effectively by taking on a lockdown project to take stock of your finances and make some realistic resolutions which will boost your financial wellbeing in 2021 […]
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Despite scam awareness campaigns and frequent consumer shows interviewing devastated people about their financial losses as victims of fraud, scams are still happening to many people. It may be tempting to think: “it won’t happen to me” but think again and stay vigilant! In the year to September 2020, Action Fraud received over 17,000 reports […]
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