An Introduction to ISAs

If you’re thinking about saving or investing, it can be difficult to decide on the best place to put your money.

There are hundreds of different accounts on offer from banks, building societies and investment companies. So how do you make your choice? For many people, taking out an ISA (Individual Savings Account) can be a good place to begin.


An ISA is a tax-efficient way to save or invest. The advantage of these types of account is that you don’t pay tax on the interest you earn, or the increase in value of your investments (no Capital Gains Tax to pay) and some deliver a government bonus. There are now several different types of ISA available, designed by the government to encourage people over 16 to save or invest for their or their children’s future.

To read more about ISAs and the different types that are available, please view the guide linked below.

An Introduction to ISAs