Phil Oddy

Advising Partner

Hi my name is Phil,

I have a very friendly relaxed manner and believe in treating people how I would like to be treated myself.

As an Independent Financial Adviser (IFA) I can select the best provider and the best product from the whole market to suit your individual needs.

I Have over 20 years’ experience in Financial Services and can give you advice, help, information and support in the following areas:

Planning for your Retirement
Your Life Protection and Critical Illness cover needs
ISA’s, Bonds and other Savings and Investments
Inheritance Tax (IHT) and Estate Planning
Planning ahead for later life and your Long-Term Care needs.

Myself and my professional associates can also help you with:

Mortgages
Wills, Trusts and Power of Attorney
Equity Release
Final Salary Pensions

I have a Level 6 Qualification and have chosen to specialise in pensions as I believe planning for retirement is one of the most important areas of financial advice and everybody needs help in this area.

Sandringham’s simplistic, user friendly process’s will allow me to spend more time looking after you and your financial needs and less time doing admin.

Our Wealth Platform Client Portal will give you 24/7 online access to your financial information. The platform provides an efficient and convenient way to view and monitor your investments, plans, policies and other assets and gives you access to extensive portfolio information, all from one screen.

Outside of work I like to stay fit and love the outdoors and enjoy kayaking and cycling. I also enjoy wildlife photography as I love getting out in the countryside to relax.

Please feel free to contact me on 07817 914360 or phil@philoddyfs.co.uk if you would like to know more about the financial advice and the type of services that I can offer you and I will respond back to you at my earliest convenience.

Areas of expertise

Creating and maintaining the right investment strategy plays a vital role in securing your financial future. Whether you are looking to invest for income or growth, improve the return on your savings, growing the value of your money for a specific purpose, or putting money aside for a rainy day. I am able to offer you a range of solutions, combining our selection of funds, with our product wrappers, support and service.

Planning ahead for long-term care is important because there is a good chance you will need some long-term care services if you live beyond the age of 65 and the likelihood of needing care increases as you age. I can help give you the right information to help you understand what service options you have available and to also ensure that you have a range of options available when you need long-term care. By planning ahead, you may be able to save your assets and income for uses other than long-term care, including preserving the quality of life for your spouse or other loved ones.

Getting a mortgage can be one of the biggest financial decisions you will ever have to make, they can come in many shapes and sizes and can be complicated, so it’s crucial to get this right. Whether you’re a first-time buyer, moving on, downsizing, or even buying a second home. I will work with a range of carefully selected lenders to get you the mortgage which suits you best and ensure the whole process runs smoothly.

Most people just don’t save enough to achieve the level of retirement income that they need. Pensions can be seen as long-term investments, so it is important to decide how best to maximise your income in retirement, or where to invest a lump sum. I can help you decide how much extra money you need to save, and where to invest it and the various options you have available.

Protecting your income should be taken very seriously, given the limited government support available. I can help you arrange the right solution to meet your overall protection and financial planning strategy, to help protect you, your family and your lifestyle.

07817 914360
phil@philoddyfs.co.uk

2 Valley Farm Cottages
Low Road
Topcroft
Bungay
NR35 2BQ