For more than 25 years I’ve helped many clients plan for their future wishes and financial goals.
I’m delighted that Hogg Financial Planning is trading style of Sandringham Financial Partners Limited.
Everyone will have their own plans and future needs and this is often the start of their financial journey. I feel the starting point for everyone is to work with an experienced Financial Adviser who they can trust, many of the new clients who ask for my help have been referred to me from my existing clients, who value the service they are receiving.
I provide a wide range of services and advice including;
- Investment advice from the tax efficiency of ISAs to full portfolio planning.
- Retirement planning for individuals and business owners.
- Mortgage advice for residential and Buy to Let properties plus Lifetime Mortgages.
- Reviewing and arranging all protection needs, to ensure life’s uncertainties don’t stop you achieving your goals.
No two people have the same needs; therefore, I provide a personal and on-going service to each client. I am committed to building long-term, trusted relationships of the highest standard.
I have considerable knowledge and expertise in advising clients in later life, this area is becoming a specialist area when considering Long Term Care Planning and other relevant financial planning areas, including Lifetime Mortgages sometimes known as Equity Release mortgages, plus how to take benefits from your pension plans, best suited to your needs.
I am an associate member of the Society of Later Life Advisers (SOLLA).
SOLLA helps people and their families in finding trusted accredited financial advisers who understand financial needs in later life. A well-qualified financial adviser who is also somebody who understands the plans you need to make for your retirement years.
The complexities of the many decisions you or your family may need to face when looking at issues such as care funding matters, or whether equity release is the right thing for you, need careful and considered advice.
With many people now having a fast-paced lifestyle it is important that their financial details are always available. At Hogg Financial Planning we support investment in modern technology, this now provides you with your own client portal which enables you to access details of your investments, pensions, life assurance and mortgages all in one place. This can be on any day or a time that suits you.

Creating a comprehensive estate plan to deal with your assets and provide for your loved ones after your death is a critical task that you should ensure you undertake.
Preventing your assets from ending up with unintended beneficiaries, protecting your family and children, stopping heirs overpaying taxes and eliminating potential family disagreements on death are clearly very important.
Therefore, careful planning well in advance should be considered to ensure that potential oversights are not made, and I am able to assist you with this.
If you want your assets and your loved ones protected when you no longer can do it, you will need an estate plan.
Creating and maintaining the right investment strategy plays a vital role in securing your financial future. Whether you are looking to invest for income or growth, improve the return on your savings, growing the value of your money for a specific purpose, or putting money aside for a rainy day.
I am able to offer you a range of solutions, combining our selection of funds, with our product wrappers, support and service.
Planning ahead for long-term care is important because there is a good chance you will need some long-term care services if you live beyond the age of 65 and the likelihood of needing care increases as you age.
I can help give you the right information to help you understand what service options you have available and to also ensure that you have a range of options available when you need long-term care.
By planning ahead, you may be able to save your assets and income for uses other than long-term care, including preserving the quality of life for your spouse or other loved ones.
Getting a mortgage can be one of the biggest financial decisions you will ever have to make, they can come in many shapes and sizes and can be complicated, so it’s crucial to get this right. Whether you’re a first-time buyer, moving on, downsizing, or even buying a second home.
I will work with a range of carefully selected lenders to get you the mortgage which suits you best and ensure the whole process runs smoothly.
Most people just don’t save enough to achieve the level of retirement income that they need. Pensions can be seen as long-term investments, so it is important to decide how best to maximise your income in retirement, or where to invest a lump sum.
I can help you decide how much extra money you need to save, and where to invest it and the various options you have available.
Protecting your income should be taken very seriously, given the limited government support available. I can help you arrange the right solution to meet your overall protection and financial planning strategy, to help protect you, your family and your lifestyle.