Areas of expertise
I’m a firm believer in the power of financial advice. With over years of experience, I’ve seen first-hand how it can transform lives for the better. That’s why I’m passionate about helping more people benefit – whether that’s through achieving your ideal retirement, crafting a solid inheritance plan, making your money work harder, and much more.
Everyone’s goals are unique. What you hope to accomplish is likely to be different from the next person – there’s no one-size-fits all. That’s why I’ll spend time getting to know you; your hopes, needs, wants, concerns, and anything else that’s on your mind. The value of your investment can go down as well as up so you might not get back the amount you put in.
Once we’ve painted a picture of your circumstances, I can look at possible solutions. In my experience, most people seek advice for a particular scenario. Maybe you’re approaching retirement and unsure of how to access your pension, or maybe you’re uncertain of how best to use an inheritance. You may not even know exactly what you need help with just yet – but have a nagging feeling your money could be doing more. Whatever your situation, I can help.
During my time as a financial adviser, I’m proud to have helped people from all walks of life. A common misconception is that advice is reserved for the wealthy, but you don’t have to have millions in the bank to benefit. I’ve helped people from diverse backgrounds and professions reach their goals. It’s a big part of why I love what I do.
I’m a big believer that investing in advice is investing in you. It’s benefits often go beyond the financial, improving your wellbeing too. I’d love to hear more about you and what you’re looking to achieve, so don’t hesitate to get in touch.
Whether you’re just getting started or a seasoned investor – financial advice could help you get more from your money. I start by understanding your needs and financial ambitions – this might be working towards a particular goal, or helping loved ones down the line.
It’s important we consider things like your ability to make regular payments, any one-off investments you could make, your level of comfort regarding market volatility and risk and how long you’re looking to invest for. I can then recommend the investment products that I believe best match your aims and expectations.
Have you considered what you want your retirement to look like? Most people accept that it’s generally a good idea to save into a pension. But will it give you enough to live the life you want in retirement? The earlier you lay the groundwork, the better. Effective retirement planning could mean you’re financially better off and have more time to spend on the things you love.
It’s never too late to put plans in place or discuss your options. I can look at your situation and recommend which steps to take, based on where you are in life, to help make your income last in retirement.
We can’t predict what life has in store for us, for better or worse. But we can prepare ourselves. If you become unwell and can’t work, you may not be able to pay your bills and your family could be left in financial difficulty. I can help you create a protection plan that might include income protection, life cover and critical illness cover. Knowing you’ve taken out financial protection to take care of things could mean one less worry for you and your loved ones.
Planning ahead for long-term care is important, and the likelihood of needing care increases as you age. I can help you understand the services available to you, like nursing homes or home health care.
With people living longer than ever before, I can help you understand how long-term care services could affect your assets and income.
Buying a home is likely to be the biggest purchase you’ll ever make. It’s a big step and could be much easier to take if you’re well-informed and get some good advice. Whether you’re a first-time buyer, moving on, downsizing, or even buying a second home, I can help you find the mortgage that suits you best. And working with a range of carefully selected lenders, I could help to improve your chances of being accepted knowing which lenders are most appropriate for your circumstances.
Find an adviser in your area and get the conversation started
Suite 15
The Media Centre
7 Northumberland Street
Huddersfield
HD1 1RL
Sandringham Financial Partners Ltd (‘Sandringham’) is authorised and regulated by the Financial Conduct Authority. FCA Number: 581304. Registered Office: Suite 15, The Media Centre, 7 Northumberland Street, Huddersfield, HD1 1RL. Registered in England and Wales No: 08022795. VAT Registered: 235 3237 81. Sandringham Financial Partners Ltd is a wholly owned subsidiary of M&G plc (Registered Number 11444019).
