Paul Nathan
Advising Partner
I have been dispensing independent financial advice since 1994. Many of my clients are approaching, or already enjoying retirement. Over the last ten years I have provided specialised pension and investment advice to airline pilots and the judiciary.
My clients pay me to create robust strategies that ensure they do not outlive their main income source in retirement, particularly as stock markets do not move upwards all the time. Sustainability of retirement income is particularly essential during periods of stock market turmoil, as we experienced immediately after initial lockdown in March 2020, and just as we experienced throughout the whole of 2022.
The tools available to me as a Sandringham Advising Partner help me build these robust strategies into my client proposition.
But just as importantly, clients pay me to make sure they don’t make wrong decisions, at the wrong time, for the wrong reasons. Poor or emotional decision making can destroy a financial plan and will often result in tax being paid unnecessarily.
Furthermore, on the death of a pension client, I will ease the transition of funds to the nominated pension beneficiaries, and ensure they draw benefits from their inherited funds as tax-efficiently and flexibly as possible.
An essential part of the advice process is Sandringham’s Precision annual review service. One thing is for sure. Nothing ever stays the same, and life has a habit of throwing the odd curveball at us from time to time. I use Sandringham’s cutting-edge technology to constantly check that a client’s financial plan is on target to meet its objectives, which will change over time.
Just in case anyone may be interested in what I do with my time when I’m not wearing my adviser hat, I am a self-taught guitarist. My greatest enjoyment is learning new songs. Which probably explains why my wife spends as much time as she can showing our Dandie Dinmont Terrier at Championship events around the country! The little blighter recently qualified for Crufts 2023.
Please feel welcome to get in touch with me if you think I may be able to offer you the kind of help you need.