Areas of expertise
I have a friendly, relaxed manner and believe in treating people how I would like to be treated myself. As a fully Independent Financial Adviser (IFA) I am able to select the most suitable provider and product from the whole market to suit your individual needs.
With over 25 years’ experience, I can give you advice, guidance and support with:
I help a lot of my clients with their pensions, as planning for retirement is one of the most important areas of financial advice and an area where many people could benefit from assistance and advice.
Many of my new clients have been referred to me by my existing clients who greatly value the service they receive. Everyone wants the confidence that they’re receiving advice from an experienced and trusted Financial Adviser, and personal referrals give you that.
My associates and I can also help you with:
Phil Oddy Financial Solutions is a Trading Style of Sandringham Financial Partners Ltd and their straightforward, user-friendly processes allow me to spend more time looking after you and your financial needs, and less time on administration.
The Wealth Platform Client Portal will give you 24/7 online access to your financial information. The platform provides an efficient and convenient way to view and monitor your investments, plans, policies and other assets all from one screen.
Please feel free to contact me on: 07817 914360 or phil@philoddyfs.co.uk if you would like to know more about the types of advice, guidance and support I can offer you.
Financial advice is about so much more than money. To me it’s about helping my clients achieve the future they want for themselves and their families. Helping you realise financial security and put your hard-earned money to work is what drives me as a Sandringham Partner.
During my time as a financial adviser, I’m proud to have helped people from all walks of life. A common misconception is that advice is reserved for the wealthy, but you don’t have to have millions in the bank to benefit. I’ve helped people from diverse backgrounds and professions reach their goals. It’s a big part of why I love what I do.
Whether you’re just getting started or a seasoned investor – financial advice could help you get more from your money. I start by understanding your needs and financial ambitions – this might be working towards a particular goal, or helping loved ones down the line.
It’s important we consider things like your ability to make regular payments, any one-off investments you could make, your level of comfort regarding market volatility and risk and how long you’re looking to invest for. I can then recommend the investment products that I believe best match your aims and expectations.
Have you considered what you want your retirement to look like? Most people accept that it’s generally a good idea to save into a pension. But will it give you enough to live the life you want in retirement? The earlier you lay the groundwork, the better. Effective retirement planning could mean you’re financially better off and have more time to spend on the things you love.
It’s never too late to put plans in place or discuss your options. I can look at your situation and recommend which steps to take, based on where you are in life, to help make your income last in retirement.
We can’t predict what life has in store for us, for better or worse. But we can prepare ourselves. If you become unwell and can’t work, you may not be able to pay your bills and your family could be left in financial difficulty. I can help you create a protection plan that might include income protection, life cover and critical illness cover. Knowing you’ve taken out financial protection to take care of things could mean one less worry for you and your loved ones.
Planning ahead for long-term care is important, and the likelihood of needing care increases as you age. I can help you understand the services available to you, like nursing homes or home health care.
With people living longer than ever before, I can help you understand how long-term care services could affect your assets and income.
Find an adviser in your area and get the conversation started
Suite 15
The Media Centre
7 Northumberland Street
Huddersfield
HD1 1RL
Sandringham Financial Partners Ltd (‘Sandringham’) is authorised and regulated by the Financial Conduct Authority. FCA Number: 581304. Registered Office: Suite 15, The Media Centre, 7 Northumberland Street, Huddersfield, HD1 1RL. Registered in England and Wales No: 08022795. VAT Registered: 235 3237 81. Sandringham Financial Partners Ltd is a wholly owned subsidiary of M&G plc (Registered Number 11444019).
