Areas of expertise
I hold the gold standard Chartered Financial Planner status through attaining the Advanced Diploma in Financial Planning and a Degree in Economics.
Helping you achieve your goals is what drives me as a Sandringham Partner. I am dedicated to helping you grow your hard-earned money so that you can enjoy those important and precious times in the future.
With many years of experience in financial services I understand that your time is precious – the time you spend with your family, the time spent doing all the things you love, and the times in the future when longer term aims and ambitions become reality.
Your personal circumstances are ever changing, and everyone’s needs are different. That’s why we use our four-stage planning process to helps us understand your needs and identify the best way to achieve your goals.
I will work with you to explore your options, then plan for how your tactical and strategic financial goals can be best met. I know every client is unique and my advice is completely tailored to your individual circumstances. Whether you are looking to invest for the future, planning your retirement, buying your first home or looking to protect yourself and the ones you love I can help you put the necessary plans in place. The value of your investment can go down as well as up so you might not get back the amount you put in.
Sandringham’s Precision ongoing client service technologies allow me to spend more time planning for your specific goals and wider financial planning requirements to help you reach your financial goals. Our Wealth Platform Client Portal will give you 24/7 online access to your financial information. The platform provides an efficient and convenient way to view and monitor your investments, plans, policies and other assets and gives you access to extensive portfolio information, all from one screen.
Please get in touch if you would like to know more about financial advice and the type of services that I can offer you.
Whether you’re just getting started or a seasoned investor – financial advice could help you get more from your money. I start by understanding your needs and financial ambitions – this might be working towards a particular goal, or helping loved ones down the line.
It’s important we consider things like your ability to make regular payments, any one-off investments you could make, your level of comfort regarding market volatility and risk and how long you’re looking to invest for. I can then recommend the investment products that I believe best match your aims and expectations.
Have you considered what you want your retirement to look like? Most people accept that it’s generally a good idea to save into a pension. But will it give you enough to live the life you want in retirement? The earlier you lay the groundwork, the better. Effective retirement planning could mean you’re financially better off and have more time to spend on the things you love.
It’s never too late to put plans in place or discuss your options. I can look at your situation and recommend which steps to take, based on where you are in life, to help make your income last in retirement.
We can’t predict what life has in store for us, for better or worse. But we can prepare ourselves. If you become unwell and can’t work, you may not be able to pay your bills and your family could be left in financial difficulty. I can help you create a protection plan that might include income protection, life cover and critical illness cover. Knowing you’ve taken out financial protection to take care of things could mean one less worry for you and your loved ones.
It might not be nice to think about, but having a plan in place for what happens to your money and other assets when you die can have a huge impact. The earlier you have these conversations and put plans in place, the longer you have to make better use of tax allowances, so more of your wealth can be enjoyed by your loved ones.
There are some financial implications to consider when passing on wealth as well as your own personal wishes for your money, and I can help you create a plan that considers both. Tax rules can change and the impact of taxation and any tax relief depends on your circumstances, including where you live.
Find an adviser in your area and get the conversation started
Suite 15
The Media Centre
7 Northumberland Street
Huddersfield
HD1 1RL
Sandringham Financial Partners Ltd (‘Sandringham’) is authorised and regulated by the Financial Conduct Authority. FCA Number: 581304. Registered Office: Suite 15, The Media Centre, 7 Northumberland Street, Huddersfield, HD1 1RL. Registered in England and Wales No: 08022795. VAT Registered: 235 3237 81. Sandringham Financial Partners Ltd is a wholly owned subsidiary of M&G plc (Registered Number 11444019).
